Protect your financial commitments with comprehensive credit and loan protection solutions designed for individuals and businesses across Oman and the GCC.

Types of Policies

Personal Loan Protection

Covers specific debts like personal loans, mortgages, and auto loans. It is usually structured as a monthly benefit or a lump-sum payment to the lender.

Business Loan Protection

Protects corporate debts, director’s loans, and commercial mortgages if a key business owner or partner passes away or becomes critically ill.

Credit Card Repayment Cover

Specifically pays off or covers minimum monthly requirements on credit card balances if you lose your job, are hospitalized, or pass away.

Key Details Found on a Cover Page

When reviewing a credit or loan insurance cover page, always check the fine print for:

Coverage Limits

The maximum percentage of your gross earnings the policy will pay out (typically around 70%).

Age Restrictions

Most policies cap both death cover and disability cover at specific ages (e.g., stopping around your 70th or 75th birthday).

Premium Structure

Whether the insurance is paid as a Single Premium upfront or via Regular (Monthly) Premiums.

Find the Right Coverage

To help you find the right coverage, consider the following:

• What type of loan are you trying to insure (e.g., personal loan, business loan, or credit card)?
• Do you want cover for death, sickness, and unemployment, or just death/life cover?

Get Expert Advice

Our experienced team can help you choose the most suitable credit and loan protection insurance solution based on your personal or business requirements.